🏦 Bank Loan Requirements Checklist

Self-Employed / Business Income

• Properly accomplished bank application form
• Business permit (DTI/SEC + Articles of Incorporation)
• Latest 6 months bank statement
• Photocopy of IDs of signatories + Secretary Certificate
• Income Tax Return & FS with BIR stamp (last 3 yrs)

Requirement Upon Reservation

• Buyer’s Information Sheet
• Valid IDs (3 signatures)
• COE and Payslip
• Attorney-in-fact ID + specimen signature
• Special Power of Attorney (if applicable)
• Valid TIN ID (updated if married)

Requirement Before Move-In

• Upon Loan Release / Take Out
• Signed House Turnover Contract

Listed Bank Percentage Per Loan

Bank	Rate
PNB	6.70%
CBS	6.70%
Land Bank	6.88%
BPI	6.75%
Sterling	9.50%
Metrobank	6.88%
RCBC	7.75%